DE Underwriter

Location: Alpharetta, GA
Date Posted: 12-17-2012
A Mortgage Underwriter will underwrite residential loans ensuring compliance with appropriate company and secondary market investor standards. The Underwriter will be responsible for examining loan documentation for accuracy and completeness. You will have the authority to approve and decline loans. May be involved in one or several types of mortgage lending (conventional, government-backed, etc...) This job includes all levels of underwriting authority and exception levels.
Desired Skills:
FHA and VA Underwriting experience desired

Desired Skills & Experience

  • Previous experience as a Mortgage Underwriter
  • The associate must have 3 to 5 years’ experience as a mortgage underwriter or mortgage processor, and be able to think outside of the box to obtain the required information on a retro basis
  • Strong analytical skills
  • Strong oral and written communication skills
  • Excellent interpersonal skills
  • Must have excellent problem solving skills
  • Thorough understanding of credit and an ability to review complex financial documents
  • Ability to assess an individual's creditworthiness while adhering to all regulatory and compliance requirements
  • Ability to make credit recommendations
  • Commitment to teamwork
  • Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality
  • Self-motivated
  • Ability to work in a fast-paced, high volume environment, while practicing sound lending judgment
  • They must be able to assess the information obtained and determine if it validates the information used to qualify the borrower
  • The employee must be able to work independently producing results in a timely manner
  • They must have a strong understanding of the various documentation types, loan programs as well as the overall general underwriting guidelines
  • Must possess strong organization skills
  • Must have a working knowledge of computer applications
  • Underwriting certifications a plus but not required
  • Secondary market experience a plus

Desired Skills:
  • FHA 203(b) & 203(k) 
  • Prior credit signing authority 
  • 401(k)
  • Health Insurance, including GAP coverage
  • Dental
  • Vision
  • Life insurance
  • Long/Short Term disability
Gabe Sanitago
CBC National Bank
Campus Recruiter

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